MetLife Auto & Home is one of the top providers of personal lines property and casualty insurance in the country. It is known for creating innovative products that reduce gaps and surprises for its home and auto insurance customers. MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with main offices in Warwick, RI. Most states offer coverage, rates, and discounts to those who qualify. Some business, such as commercial insurance, can be placed with third party carriers who have appointed MetLife Auto & Home Insurance Agency, Inc. Life insurance products are issued by MetLife Insurance Company USA, Charlotte, NC 28277 and in New York only by Metropolitan Life Insurance Company, New York, NY 10166. All product guarantees depend on the ability and financial strength of the issuing insurance company to pay claims.